Start when your life changes in a way that could affect your financial future. You do not need a large portfolio first. The moments that matter are the ones where a decision made now is hard to undo later.
The moments to book a conversation
Carruthers Walker Financial, the financial advisor Good Neighbours recommends in Aurora, suggests a planning conversation at times like these:
- Retirement, or getting close to it
- A job loss
- An inheritance
- A new addition to the family
- The loss of a spouse
What the process looks like
Carruthers Walker follows a six-step needs analysis:
- Gather and assess your financial information.
- Clarify your goals and values.
- Identify barriers.
- Give you written recommendations and alternatives.
- Help put the plan in place.
- Review and revise it over time.
Leslie M. wrote in a Google review:
They began by asking the right questions about our financial goals and risk tolerances, and by listening carefully to our answers.
Who they work with
Couples just starting out, young families, established families, business owners, retirees and high-net-worth clients. The firm offers financial planning, investment management, retirement and estate planning, income tax planning, insurance and group benefits for businesses.
Ask how they are paid
Fees and compensation are not published on their website. At your first meeting, ask how they are paid for the services you need. Any advisor should answer that plainly.
Erin C. wrote: "I feel educated and empowered for financial success in the future."
Contact
Carruthers Walker Financial, 15054 Yonge Street, Aurora. Call (905) 713-6450 or use the Book a Meeting link at carruthersfinancial.ca. The firm is led by partners Keith Carruthers, CFP, and Jennifer Walker, CFP, and has worked with families and businesses for over 25 years. See their full profile for services, reviews and more answers.
Quick answers
Do I need a lot of money to see a financial advisor?
No. Carruthers Walker works with couples just starting out as well as retirees and business owners.
What happens at a first meeting with a financial advisor?
They gather your financial information and clarify your goals. Written recommendations come after that.
How much does a financial advisor cost in Aurora?
It varies by service. Carruthers Walker does not publish fees, so ask at the first meeting how they are paid.
